Public liability insurance covers security staff in the event that a claim is brought against them for being negligent when working on third party property and causing damage or injury.

Having public liability is not a legal requirement but it is good business practice.  Local authorities will generally demand a minimum level of £2m public liability insurance for works to be undertaken at their premises or on their behalf.  Millennium Security provides insurance cover of £5m public liability insurance, and £10m employers liability insurance.

Liability insurance is designed to pay any compensation and legal costs that occur if an employer is found to be at fault. It provides greater security to firms against costs which could otherwise result in financial difficulty, and to employees that resources will be available for compensation even where firms have become insolvent.    

Risk assessments

In order to help reduce injury's, we at Millennium Security understand the importance of your business having a full risk assessment, with this in mind we have made it free for all clients.  A risk assessment is an extremely important document to have if an accident occurs on your site or venue. This is the first thing your local authorities will request.  Risk assessments should be done regularly, to try and identify all the risks and hazards you might have on site:

	Identifying the hazard;
	Who is affected by that hazard;
	What controls are in place;
	Record the finding;
	What action is required to reduce the risk.

Once hazards have been identified the risks associated with them must be evaluated.